TERMS & CONDITIONS

By accessing and using the Luck and Belief Marketing Solutions Pvt Ltd Web Site or Mobile Application (referred to as the "Web Site"), you are agreeing to be legally bound by the Terms & Conditions of use of the Web Site. The terms "You" and "User" refer to anyone who accesses the Luck and Belief Marketing Solutions Pvt Ltd Web Site.

When you browse through the Luck and Belief Marketing Solutions Pvt Ltd web site, you may access other web sites that are subject to different terms of use. When you use those sites, you will be legally bound by the specific terms of use posted on such sites. If there is a conflict between these Terms & Conditions and the other terms and conditions, will govern with respect to use of such pages.

The Terms & Conditions may be changed or varied at any time without notice. Changes will be posted on www.myky.co.in under "Terms & Conditions".

Your use of the Web Site after any changes have been posted will constitute your agreement to the modified Terms & Conditions and all of the changes. Therefore, you should read these Terms & Conditions from time to time for changes.

As part of the registration process, you must select a username and password and provide Luck and Belief Marketing Solutions Pvt Ltd with accurate, complete, and updated information. Failure to do so constitutes a breach of this Agreement, which may result in immediate termination of your access.

The User agrees to indemnify Luck and Belief Marketing Solutions Pvt Ltd from all damages, liabilities, costs, charges and expenses, including reasonable attorneys' fees, that Luck and Belief Marketing Solutions Pvt Ltd, their affiliates, employees, and authorized representatives may incur as a result of either: (i) the User's breach of this Agreement; or (ii) material entered into the Luck and Belief Marketing Solutions Pvt Ltd Web site with the use of the User's screen name or password.

Luck and Belief Marketing Solutions Private Limited will not be held accountable for the distribution of narcotics or illicit substances. Using Myky's services is completely free. Any user found charging others to join Myky will be immediately banned from the platform and lose access to any financial incentives provided by Myky.

PRIVACY POLICY

Luck and Belief Marketing Solutions Pvt Ltd hereby grants you a non-exclusive, non-transferable, limited license to access and use the Web Site for the fees, if applicable, and under the terms set forth below.

The Web Site and the content, including, but not limited to, text, data, reports, opinions, images, photos, graphics, graphs, charts, animations and video (the "Content"), displayed on the Web Site, may be used only for your personal and non-commercial use. Except as otherwise permitted under these Terms & Conditions, you agree not to copy, reproduce, modify, create derivative works from, or store any Content, in whole or in part, from the Web Site or to display, perform, publish, distribute, transmit, broadcast or circulate any Content to anyone, or for any commercial purpose, without the express prior written consent of Luck and Belief Marketing Solutions Pvt Ltd.

The Content in the Web Site is the exclusive property of Luck and Belief Marketing Solutions Pvt Ltd or its licensors and is protected by copyright and other intellectual property laws. All trade names, trademarks, service marks and other product and service names and logos on the Web Site and within the Content are proprietary to their respective owners and are protected by applicable trademark and copyright laws. Any of the trademarks, service marks or logos (collectively, the "Marks") displayed on the Web Site may be registered or unregistered marks of Luck and Belief Marketing Solutions Pvt Ltd or others. Nothing contained on this Web Site should be construed as granting any license or right to use any of the Marks displayed on the Web Site without the express written permission of Luck and Belief Marketing Solutions Pvt Ltd or a third-party owner of such Marks. Any unauthorized uses of the Marks or any other Content are strictly prohibited. To request permission to use any Content or other Luck and Belief Marketing Solutions Pvt Ltd material, please contact Luck and Belief Marketing Solutions Pvt Ltd in its official email address.  You may not use the Web Site for any unlawful purpose. You shall honor all reasonable requests by Luck and Belief Marketing Solutions Pvt Ltd to protect proprietary interests in the Web Site.

3. DISCLAIMER

You are entirely liable for activities conducted by you in connection with your browsing and use of the Web Site. If you are dissatisfied with the Content or the Web Site or with these Terms of Use, your sole and exclusive remedy is to stop using the Content and the Web Site. Luck and Belief Marketing Solutions Pvt Ltd will not pay you any damages in connection with your browsing or use of the Web

Due to the number of sources from which the Content is obtained and the potential hazards of electronic distribution, there may be delays, omissions or inaccuracies in such Content and the Web Site. The content and the web site are provided "as is", without any warranties. Luck and Belief Marketing Solutions Pvt Ltd makes no guarantees or warranties as to the accuracy, completeness, timeliness or currentness of or results to be obtained from, accessing and using the Luck and Belief Marketing Solutions Pvt Ltd Web Site, the Luck and Belief Marketing Solutions Pvt Ltd Web Site's own content, the other content, nor any material that can be accessed (via a direct or indirect hyperlink or otherwise) through the Luck and Belief Marketing Solutions Pvt Ltd Web Site. Luck and Belief Marketing Solutions Pvt Ltd hereby disclaims any and all warranties, express or implied, including warranties of merchantability or fitness for a particular purpose or use and of non-infringement. Luck and Belief Marketing Solutions Pvt Ltd shall not be liable to the user or anyone else for any inaccuracy, delay, interruption in service, error or omission, regardless of cause, or for any damages resulting there from. Luck and Belief Marketing Solutions Pvt Ltd or any of their third-party licensors will not be liable for any direct, indirect, special or consequential damages, including but not limited to, lost time, lost money, lost profits or good will, whether in contract, tort, strict liability or otherwise, and whether or not such damages are foreseen or unforeseen with respect to any use of the Luck and Belief Marketing Solutions Pvt Ltd Web Site. Neither Luck and Belief Marketing Solutions Pvt Ltd nor any of its affiliates, agents or licensors will be liable to you or anyone else for any loss or injury resulting from use of the Web Site, in whole or part, whether caused by negligence, contingencies beyond its control in procuring, compiling, interpreting, reporting or delivering the web site and any content at the web site or otherwise. In no event will Luck and Belief Marketing Solutions Pvt Ltd, its affiliates, agents or licensors be liable to you or anyone else for any decision made or action taken by you in reliance on such content or the web site.

You may, through hypertext or other computer links, gain access to web sites operated by persons other than Luck and Belief Marketing Solutions Pvt Ltd. Such hyperlinks are provided for your reference and convenience only, and are the exclusive responsibility of such Web Sites' owners. You agree that Luck and Belief Marketing Solutions Pvt Ltd is not responsible for the content or operation of such web sites, and that Luck and Belief Marketing Solutions Pvt Ltd shall have no liability to you or any other person or entity for the use of third-party web sites. Except as described below, a hyperlink from this Web Site to another web site does not imply or mean that Luck and Belief Marketing Solutions Pvt Ltd endorses the content on that web site or the operator or operations of that site. You are solely responsible for determining the extent to which you may use any content at any other web sites to which you link from the Luck and Belief Marketing Solutions Pvt Ltd Web Site.

Luck and Belief Marketing Solutions Pvt Ltd assumes no responsibility for the use of third-party software on the Luck and Belief Marketing Solutions Pvt Ltd Web Site and shall have no liability whatsoever to any person or entity for the accuracy or completeness of any outcome generated by such software.

The User grants to Luck and Belief Marketing Solutions Pvt Ltd the non-exclusive right to use all material entered into the Luck and Belief Marketing Solutions Pvt Ltd Web site by the User (other than third-party material transmitted through private electronic mail) in any of Luck and Belief Marketing Solutions Pvt Ltd print or electronic publications ("Other Content").

Users entering material into the Luck and Belief Marketing Solutions Pvt Ltd Web site are responsible for the Other Content. Luck and Belief Marketing Solutions Pvt Ltd has no responsibility for Other Content, including the content of any messages or information posted by Users or others, or for the content of information accessible via direct or indirect hyperlinks from the Luck and Belief Marketing Solutions Pvt Ltd Web Site. However, Luck and Belief Marketing Solutions Pvt Ltd retains the right, which it may or may not exercise in its sole discretion, to review, edit, or delete Other Content that Luck and Belief Marketing Solutions Pvt Ltd deems to be illegal, offensive, or otherwise inappropriate.

You may not input or distribute any material through the Luck and Belief Marketing Solutions Pvt Ltd Web Site that is promotional in nature, including solicitations for funds or business, without the prior written authorization of Luck and Belief Marketing Solutions Pvt Ltd.

6. PAYMENTS, CANCELLATION & REFUNDS

All information, reports, content and access rights purchased on Luck and Belief Marketing Solutions Pvt Ltd are nonrefundable.

We as a merchant shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of the Cardholder/Account Holder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time.

ADDITIONAL LEGAL TERMS

Luck and Belief Marketing Solutions Pvt Ltd may discontinue or change the Luck and Belief Marketing Solutions Pvt Ltd Web Site or its availability to you, at any time.

If any provision in this Agreement is invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect. This Agreement, your rights and obligations, and all actions contemplated by this Agreement shall be governed by the laws of India and subject to jurisdiction of courts of Kollam, as if the Agreement was a contract wholly entered into and wholly performed within Kollam, and any litigation related to this Agreement shall be brought exclusively in the courts of Kollam. All rights not expressly granted herein are reserved.

You expressly agree not to use this Web Site in any manner or for any purpose that is prohibited by these terms and conditions. In addition, you expressly agree not to:

(1) Use the Web Site for any purpose that is prohibited by any law or regulation, or to facilitate the violation of any law or regulation;

(2) Use or attempt to use any "deep-link," "scraper," "robot," "bot," "spider," "data mining," "computer code" or any other automated device, program, tool, algorithm, process or methodology or manual process having similar processes or functionality, to access, acquire, copy, or monitor any portion of the Web Site or any data or content found on or accessed through the Web Site without prior express written consent;

(3) Obtain or attempt to obtain through any means any materials or information on the Web Site that have not been intentionally made publicly available either by their public display on the Web Site or through their accessibility by a visible link on the Web Site;

(4) In any way bypass or circumvent any other measure employed to limit or pre-vent access to the Web Site or its content;

(5) Violate the security of the Web Site or attempt to gain unauthorized access to the Web Site, data, materials, information, computer systems or networks connected to any server associated with this Web Site, through hacking, password mining or any other means;

(6) Interfere or attempt to interfere with the proper working of the Web Site or any activities conducted on or through the Web Site, including accessing any data, content or other information prior to the time that it is intended to be available to the public on the Web Site;

PAYMENT TERMS

These Terms form part of Myky website terms and conditions and govern your access to and usage of the Myky website.

a)        Myky provides almost all payment options – Debit/Credit Cards, Net Banking, UPI services. You may use the services through the said modes of payment.

b)        Once a payment has been made it cannot be cancelled. We do not accept any responsibility for refusal or reversal of payments, which shall be a matter between you and your credit card/debit card or Wallet, UPI issuer. We have no liability for transactions which are incorrect as a result of inaccurate data entry in the course of the use of the Service or for loss of data or information caused by factors beyond our control

c)         Payments using the Service are made through a secure third-party website. We will use all reasonable endeavors to prevent unauthorized access to your Personal Information. However, we will not be liable for any direct or indirect damage or loss whatsoever for any interception and/or ‘hacking’ of any data or other unauthorized access to information provided by you for the purposes of using the Service.

d)        The offline vendors of Myky agrees to allow 1.18%, 2.95%, 5.90%, 9.44%, 14.75%, and 19.88% discount including GST to the Myky registered customers at check out which will be the profit share for the registered customers of Myky. The said discounted amount will be used to distribute as the profit share of Myky customers group.

e)        Qualified clients will have their profit share sent into their bank accounts during the third week of each month. In the event of an unanticipated delay in a transaction, events pertaining to technical issues, malfunctions with internet banking, software issues, etc. that are outside of Myky's purview.

f)         As per the terms mentioned hereinabove Myky agrees to distribute the profit share to Myky registered customers which is collected as discount from the vendors. The customer pay out will be made once in a month after deducting TDS and Admin Charge once they meet the requirement as agreed hereinabove. The said amount which is accumulated in Myky customer account will be transferred to his or her Bank account every month after deducting the TDS and an Admin charge.

g)         For business administration purposes, 10% of each member's monthly revenue will be subtracted; this number is subject to change with prior notification.

h)        The company provides its customers with various income streams, such as online shopping, gas and DTH recharge bookings, and electricity bill payments. A portion of these revenues is shared with customers as profit, provided they purchase goods totaling INR 1,000 from both online and offline sources. Customers must adhere to these conditions to benefit from the profit-sharing agreement.

i)          Both offline vendors and online suppliers are responsible for paying their GST to the department. With advance notification, the monthly repurchasing target amount may be adjusted to the members. The profit-sharing proportion is subject to alter.