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Terms & Conditions

By accessing and using the Luck and Belief Marketing Solutions Pvt Ltd Web Site
or Mobile Application (referred to as the "Web Site"), you are agreeing to be
legally bound by the Terms & Conditions of use of the Web Site. The terms "You"
and "User" refer to anyone who accesses the Luck and Belief Marketing Solutions
Pvt Ltd Web Site.
When you browse through the Luck and Belief Marketing Solutions Pvt Ltd web
site, you may access other web sites that are subject to different terms of use.
When you use those sites, you will be legally bound by the specific terms of use
posted on such sites. If there is a conflict between these Terms & Conditions and
the other terms and conditions, the other terms & conditions will govern with
respect to use of such pages.
The Terms & Conditions may be changed or varied at any time without notice.
Changes will be posted on www.myky.co.in under "Terms & Conditions".
Your use of the Web Site after any changes have been posted will constitute your
agreement to the modified Terms & Conditions and all of the changes. Therefore,
you should read these Terms & Conditions from time to time for changes.
As part of the registration process, you must select a username and password and
provide Luck and Belief Marketing Solutions Pvt Ltd with accurate, complete, and
updated information. Failure to do so constitutes a breach of this Agreement,
which may result in immediate termination of your access.
The User agrees to indemnify Luck and Belief Marketing Solutions Pvt Ltd from
all damages, liabilities, costs, charges and expenses, including reasonable
attorneys' fees, that Luck and Belief Marketing Solutions Pvt Ltd, their affiliates,
employees, and authorized representatives may incur as a result of either: (i) the
User's breach of this Agreement; or (ii) material entered into the Luck and Belief
Marketing Solutions Pvt Ltd Web site with the use of the User's screen name or
password.

PRIVACY POLICY

Luck and Belief Marketing Solutions Pvt Ltd hereby grants you a non-exclusive,
non-transferable, limited license to access and use the Web Site for the fees, if
applicable, and under the terms set forth below.
The Web Site and the content, including, but not limited to, text, data, reports,
opinions, images, photos, graphics, graphs, charts, animations and video (the
"Content"), displayed on the Web Site, may be used only for your personal and
non-commercial use. Except as otherwise permitted under these Terms &
Conditions, you agree not to copy, reproduce, modify, create derivative works
from, or store any Content, in whole or in part, from the Web Site or to display,
perform, publish, distribute, transmit, broadcast or circulate any Content to anyone,
or for any commercial purpose, without the express prior written consent of Luck
and Belief Marketing Solutions Pvt Ltd.
The Content in the Web Site is the exclusive property of Luck and Belief
Marketing Solutions Pvt Ltd or its licensors, and is protected by copyright and
other intellectual property laws. All trade names, trademarks, service marks and
other product and service names and logos on the Web Site and within the Content
are proprietary to their respective owners and are protected by applicable
trademark and copyright laws. Any of the trademarks, service marks or logos
(collectively, the "Marks") displayed on the Web Site may be registered or
unregistered marks of Luck and Belief Marketing Solutions Pvt Ltd or others.
Nothing contained on this Web Site should be construed as granting any license or
right to use any of the Marks displayed on the Web Site without the express written
permission of Luck and Belief Marketing Solutions Pvt Ltd or a third party owner
of such Marks. Any unauthorized uses of the Marks or any other Content are
strictly prohibited. To request permission to use any Content or other Luck and
Belief Marketing Solutions Pvt Ltd material, please contact Luck and Belief
Marketing Solutions Pvt Ltd in its official email address. You may not use the
Web Site for any unlawful purpose. You shall honor all reasonable requests by
Luck and Belief Marketing Solutions Pvt Ltd to protect proprietary interests in the
Web Site.
3. DISCLAIMER
You are entirely liable for activities conducted by you in connection with your
browsing and use of the Web Site. If you are dissatisfied with the Content or the
Web Site or with these Terms of Use, your sole and exclusive remedy is to stop
using the Content and the Web Site. Luck and Belief Marketing Solutions Pvt Ltd
will not pay you any damages in connection with your browsing or use of the Web

Due to the number of sources from which the Content is obtained and the potential
hazards of electronic distribution, there may be delays, omissions or inaccuracies
in such Content and the Web Site. The content and the web site are provided "as
is", without any warranties. Luck and Belief Marketing Solutions Pvt Ltd makes no
guarantees or warranties as to the accuracy, completeness, timeliness or
currentness of or results to be obtained from, accessing and using the Luck and
Belief Marketing Solutions Pvt Ltd Web Site, the Luck and Belief Marketing
Solutions Pvt Ltd Web Site's own content, the other content, nor any material that
can be accessed (via a direct or indirect hyperlink or otherwise) through the Luck
and Belief Marketing Solutions Pvt Ltd Web Site. Luck and Belief Marketing
Solutions Pvt Ltd hereby disclaims any and all warranties, express or implied,
including warranties of merchantability or fitness for a particular purpose or use
and of non infringement. Luck and Belief Marketing Solutions Pvt Ltd shall not be
liable to the user or anyone else for any inaccuracy, delay, interruption in service,
error or omission, regardless of cause, or for any damages resulting there from.
Luck and Belief Marketing Solutions Pvt Ltd or any of their third party licensors
will not be liable for any direct, indirect, special or consequential damages,
including but not limited to, lost time, lost money, lost profits or good will,
whether in contract, tort, strict liability or otherwise, and whether or not such
damages are foreseen or unforeseen with respect to any use of the Luck and Belief
Marketing Solutions Pvt Ltd Web Site. Neither Luck and Belief Marketing
Solutions Pvt Ltd nor any of its affiliates, agents or licensors will be liable to you
or anyone else for any loss or injury resulting from use of the Web Site, in whole
or part, whether caused by negligence, contingencies beyond its control in
procuring, compiling, interpreting, reporting or delivering the web site and any
content at the web site or otherwise. In no event will Luck and Belief Marketing
Solutions Pvt Ltd, its affiliates, agents or licensors be liable to you or anyone else
for any decision made or action taken by you in reliance on such content or the
web site.
You may, through hypertext or other computer links, gain access to web sites
operated by persons other than Luck and Belief Marketing Solutions Pvt Ltd. Such
hyperlinks are provided for your reference and convenience only, and are the
exclusive responsibility of such Web Sites' owners. You agree that Luck and Belief
Marketing Solutions Pvt Ltd is not responsible for the content or operation of such
web sites, and that Luck and Belief Marketing Solutions Pvt Ltd shall have no
liability to you or any other person or entity for the use of third party web sites.
Except as described below, a hyperlink from this Web Site to another web site does
not imply or mean that Luck and Belief Marketing Solutions Pvt Ltd endorses the
content on that web site or the operator or operations of that site. You are solely

responsible for determining the extent to which you may use any content at any
other web sites to which you link from the Luck and Belief Marketing Solutions
Pvt Ltd Web Site.
Luck and Belief Marketing Solutions Pvt Ltd assumes no responsibility for the use
of third party software on the Luck and Belief Marketing Solutions Pvt Ltd Web
Site and shall have no liability whatsoever to any person or entity for the accuracy
or completeness of any outcome generated by such software.
The User grants to Luck and Belief Marketing Solutions Pvt Ltd the non-exclusive
right to use all material entered into the Luck and Belief Marketing Solutions Pvt
Ltd Web site by the User (other than third-party material transmitted through
private electronic mail) in any of Luck and Belief Marketing Solutions Pvt Ltd
print or electronic publications ("Other Content").
Users entering material into the Luck and Belief Marketing Solutions Pvt Ltd Web
site are responsible for the Other Content. Luck and Belief Marketing Solutions
Pvt Ltd has no responsibility for Other Content, including the content of any
messages or information posted by Users or others, or for the content of
information accessible via direct or indirect hyperlinks from the Luck and Belief
Marketing Solutions Pvt Ltd Web Site. However, Luck and Belief Marketing
Solutions Pvt Ltd retains the right, which it may or may not exercise in its sole
discretion, to review, edit, or delete Other Content that Luck and Belief Marketing
Solutions Pvt Ltd deems to be illegal, offensive, or otherwise inappropriate.
You may not input or distribute any material through the Luck and Belief
Marketing Solutions Pvt Ltd Web Site that is promotional in nature, including
solicitations for funds or business, without the prior written authorization of Luck
and Belief Marketing Solutions Pvt Ltd.
6. PAYMENTS, CANCELLATION & REFUNDS
All information, reports, content and access rights purchased on Luck and Belief
Marketing Solutions Pvt Ltd are non refundable.
We as a merchant shall be under no liability whatsoever in respect of any loss or
damage arising directly or indirectly out of the decline of authorization for any
Transaction, on Account of the Cardholder/Account Holder having exceeded the
preset limit mutually agreed by us with our acquiring bank from time to time.
7. ADDITIONAL LEGAL TERMS

Luck and Belief Marketing Solutions Pvt Ltd may discontinue or change the Luck
and Belief Marketing Solutions Pvt Ltd Web Site or its availability to you, at any
time.
If any provision in this Agreement is invalid or unenforceable under applicable
law, the remaining provisions will continue in full force and effect. This
Agreement, your rights and obligations, and all actions contemplated by this
Agreement shall be governed by the laws of India and subject to jurisdiction of
courts of Kollam, as if the Agreement was a contract wholly entered into and
wholly performed within Kollam, and any litigation related to this Agreement shall
be brought exclusively in the courts of Kollam. All rights not expressly granted
herein are reserved.
You expressly agree not to use this Web Site in any manner or for any purpose that
is prohibited by these terms and conditions. In addition, you expressly agree not to:
(1) Use the Web Site for any purpose that is prohibited by any law or regulation, or
to facilitate the violation of any law or regulation;
(2) Use or attempt to use any "deep-link," "scraper," "robot," "bot," "spider," "data
mining," "computer code" or any other automated device, program, tool, algorithm,
process or methodology or manual process having similar processes or
functionality, to access, acquire, copy, or monitor any portion of the Web Site or
any data or content found on or accessed through the Web Site without prior
express written consent;
(3) Obtain or attempt to obtain through any means any materials or information on
the Web Site that have not been intentionally made publicly available either by
their public display on the Web Site or through their accessibility by a visible link
on the Web Site;
(4) In any way bypass or circumvent any other measure employed to limit or pre-
vent access to the Web Site or its content;
(5) Violate the security of the Web Site or attempt to gain unauthorized access to
the Web Site, data, materials, information, computer systems or networks
connected to any server associated with this Web Site, through hacking, password
mining or any other means;
(6) Interfere or attempt to interfere with the proper working of the Web Site or any
activities conducted on or through the Web Site, including accessing any data,
content or other information prior to the time that it is intended to be available to
the public on the Web Site;
PAYMENT TERMS
These Terms form part of myky website terms and conditions and govern your
access to and usage of the myky website.
a) Myky provides almost all payment options – Debit/Credit Cards, Net
Banking, Upi services- at the retail stores. You may use the services through
the said modes of payment.
b) Once a payment has been made it cannot be cancelled. We do not accept any
responsibility for refusal or reversal of payments, which shall be a matter
between you and your credit card/debit card or Wallet, UPI issuer. We have
no liability for transactions which are incorrect as a result of inaccurate data
entry in the course of the use of the Service or for loss of data or information
caused by factors beyond our control
c) Payments using the Service are made through a secure third party website.
We will use all reasonable endeavors to prevent unauthorized access to your
Personal Information. However, We will not be liable for any direct or
indirect damage or loss whatsoever for any interception and/or ‘hacking’ of
any data or other unauthorized access to information provided by you for the
purposes of using the Service.
d) The offline vendors of myky agrees to allow 5% discount plus GST to the
myky registered customers at check out which will be the profit share for the
registered customers of myky.The said discounted amount will be used to
distribute as the profit share of myky customers group.
e) In case of unexpected delay in transaction, the same will as far as possible be
reconciled at the earliest at a particular time of the day as fixed by myky and
will be re- transferred to the vendor's bank account as far as possible within
24 hours, except in cases affecting technical delay, online banking glitches,
software issues etc which are out of the purview of myky.
f) As per the terms mentioned hereinabove myky agrees to distribute the profit
share to myky registered customers which is collected as discount from the
vendors. The customer pay out will be made once in a month after
deducting TDS and Admin Charge once they meet the requirement as agreed
hereinabove. The said amount which is accumulated in myky customer
account will be transferred to his or her Bank account every month after
deducting the TDS and an Admin charge.

g) The company has fixed different streams of income to a customer whether it
be online shopping, mobile and DTH recharge Gas booking, Electricity bill
payment from which a certain percentage is given to the customer as profit
share provided the make purchase worth INR 3000/- worth of goods from
the shop of their neighborhood which is registered with myky. These terms
are mandatory condition from the part of myky for fulfilling the terms of
profit sharing.